Flooded crawl space
Staged pumping, debris and insulation removal, drying of joists and subfloor, and a conversation about drainage so it does not repeat.
Crawl space cleanupTumalo is unincorporated Deschutes County along the Deschutes River and Tumalo Creek, on flatter ground that the National Weather Service has said is more prone to flooding than Bend. Tell us what happened and independent Central Oregon restoration companies can reply with free quotes.
Get a Free QuoteInside the house, it is the same freezes and failures as anywhere in Central Oregon. Outside, it is the river and the creek.
In February 2014 the Deschutes at Tumalo peaked at about 1,465 cfs and a flood watch stayed in place for days. The National Weather Service pointed to Tumalo's flatter terrain as the reason it floods more readily than Bend upstream: high water leaves the channel and spreads. A county document records Tumalo Creek running above 400 cfs in June 2022. Unlike the spring-fed Deschutes through Bend, which rises slowly, these creeks are described as flooding in late fall and early winter, when rain falls on early snow.
For a house on the flats, that means saturated ground, water in the crawl space, and sometimes water across a shop floor, with no pipe to blame.
Many Tumalo properties sit outside city water and sewer, and it is common in the area for homes to rely on a well and a septic system. A frozen pump house or pressure tank and a septic backup during saturated ground are the two rural losses that city homes do not get. If that describes your property, say so when you request quotes.

Staged pumping, debris and insulation removal, drying of joists and subfloor, and a conversation about drainage so it does not repeat.
Crawl space cleanupStanding water out of living space fast, whether it came from a split line or across the threshold.
Emergency extractionFlood-cut drywall, treatment and verified drying when water sat in walls or under the floor before it was found.
Mold after waterOlder farmhouses and cabins around Tumalo: a home built before January 1, 2004 needs a DEQ asbestos survey before renovation-level tear-out of wet drywall or flooring, with no emergency exemption, and pre-1978 paint disturbance requires a CCB lead-paint licensee. A reputable company will raise both before cutting.
Describe the problem and where the property sits relative to the river or creek. Independent, Oregon CCB-licensed companies reply with no-obligation quotes. For an active leak, call Call (727) 300-6656.
Terrain. When the Deschutes at Tumalo peaked near 1,465 cfs in February 2014, the National Weather Service said Tumalo was more prone to flooding because of its flatter ground; water spreads instead of staying in a channel. Tumalo Creek has also run above 400 cfs, in June 2022. Regional reporting notes Tumalo and Whychus creeks tend to flood in late fall and early winter.
Usually not by a standard homeowners policy. Groundwater and surface water entering the home are flood, covered only by NFIP or private flood insurance, and seepage is often excluded outright. A sudden pipe or appliance failure is the kind of loss homeowners policies typically cover. The cleanup is similar either way; the paperwork is different. Ask your adjuster.
No. Oregon's CCB rules apply statewide. Water removal after a sudden loss needs at least a Residential Restoration endorsement, and tearing out or rebuilding needs a general or specialty endorsement. Deschutes County, not a city, handles any permits for rebuild. Check any company at search.ccb.state.or.us.
Tell us what happened and independent Central Oregon restoration companies can reply with no-obligation quotes.